AFSCME Benefits
The following benefit package is associated with positions classified in the AFSCME bargaining group. Voluntary benefits are marked with an asterisk (*). Voluntary coverage solutions for vision, life, supplemental disability, critical illness and accident are provided through Dearborn National. For additional information on each category, click on the item.
Medical Insurance*
Your health insurance is effective on your start date. You may select from two PPO plan options through Blue Cross/Blue Shield of Illinois; both plans offer a network of providers and facilities. You may also choose from four dependent tiers. The City will contribute a portion of the cost for family dependent coverage based on the Standard Plan rate. Costs are shown per month below:
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The Standard Plan is an 80/20 PPO. The City covers the full cost of the employee premium for the City’s Standard group health insurance plan.
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Employee only = no cost
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Employee + Spouse = $427.86
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Employee + Child(ren) = $351.72
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Family coverage = $584.08
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The Premium Plan is a 100% PPO. The City covers approximately 95% of the cost of the employee Premium plan.
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Employee only = $38.50
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Employee + Spouse = $508.70
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Employee + Child(ren) = $424.86
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Family coverage = $699.58
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Dental Insurance*
Vision Insurance*
Vacation
During your 1st year of service, you will accrue 8 hrs. /month for the first 10 months (equiv. to 10 days). On each eligible anniversary, annual vacation is advanced for the upcoming year.
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After 1 year: 96 hours (12 days)
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After 5 years: 120 hours (15 days)
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After 9 years: 160 hours (20 days)
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After 15 years: 200 hours (25 days)
Sick Leave
You will start with 69 hours the first day of employment. After completion of one year of service, sick leave will accrue from month to month. If your balance is less than 300 hours, you will accrue 8 hours per month.
Longevity Pay
To recognize employees' commitment to the City, those with at least 4 years of continuous service are eligible for an additional percentage of pay based on their salary:
4 years of employment = 3% total increase above base pay
6 years of employment = 5% total increase above base pay
8 years of employment = 6% total increase above base pay
10 years of employment = 7% total increase above base pay
13 years of employment = 9% total increase above base pay
15 years of employment = 11% total increase above base pay
20 years of employment = 13% total increase above base pay
25 years of employment = 15% total increase above base pay
Holidays
AFSCME employees receive 10 paid holidays (8 hours each). Employees who work on a holiday receive 1.5 times the regular straight-time hourly rate of pay (plus the holiday pay for which he/she may otherwise be eligible).
Income Protection
Supplemental Short-Term and Long-Term Disability Insurance*
Supplemental short-term disability plans pay benefits when sickness or injury prevents you from working full-time. Benefits become payable on the 15th day of an injury or illness, and the maximum benefit period is 11 weeks or until long-term disability begins (whichever is earlier). Supplemental long-term disability insurance offers a way of securing an income while out of work from an accidental injury or unexpected illness.
Critical Illness Insurance and Accident Insurance*
Critical Illness insurance covers serious conditions like cancer, strokes, and heart attacks. Once your claim has been approved, you can use the proceeds however you wish for expenses like medical treatment, daily living assistance, childcare and eldercare, and home repair and maintenance costs.
Accident insurance provides extra money to help cover increased expenses if you suffer an injury due to an accident. The proceeds from your approved claim can be used however you wish--for medical expenses or other needs. Critical Illness and Accident policies are not subject to tax because the premiums are withdrawn post-tax. Premium rates for supplemental life, disability, critical illness are based on age and coverage amounts.
Retirement Benefits
Retirement benefits are provided by the Illinois Municipal Retirement Fund (IMRF). This is a defined benefit plan, which means that once you are vested and eligible to retire, your pension is paid as long as you live. Contributions are made by both the City and the employee. Currently, employees contribute 4.5% of earnings paid and the City contributes 13.02%.
Supplemental Retirement Savings*
This supplemental retirement plan (457 Deferred Compensation Plan) through MissionSquare) is funded through pre-taxed and tax deferred employee contributions.
Flexible Spending Accounts*
Basic Life Insurance
The City provides $20,000 in group life insurance and $20,000 for Accidental Death & Dismemberment through Dearborn National. Enrollment is automatic and coverage is effective on your start date.
Supplemental Life Insurance*
Supplemental term life coverage provides money for your loved ones in case of your premature death. Employees holding supplemental life insurance are able to increase their amount of coverage up to $225,000 by $10,000 increments per year without additional medical information or questionnaires.
Other Benefits
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Employee Assistance Program: EAP provides employees and their families with professional and confidential counseling services for up to 12 sessions per year at no cost.
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Credit Union: Urbana Municipal Employees Credit Union offers financial products and services to City employees and their families.